Start Your Dream Business with Government Support
The Agri Infrastructure Fund (AIF) is a transformative financing scheme launched by the Government of India in 2020 under the Ministry of Agriculture and Farmers’ Welfare.
The Agri Infrastructure Fund (AIF) is a transformative financing scheme launched by the Government of India in 2020 under the Ministry of Agriculture and Farmers’ Welfare. This scheme is a critical part of the government’s long-term vision to build a robust post-harvest infrastructure system that supports the country’s agricultural economy. The goal is to reduce the massive post-harvest losses in India, enhance value addition in the agricultural supply chain, and create modern infrastructure right at the farm gate. In a country where agriculture forms the backbone of rural livelihoods, AIF serves as a catalyst for creating scientific storage, improving logistics, and boosting the profitability of farming communities and agri-entrepreneurs.
The scheme provides a dedicated financing facility worth ₹1 lakh crore over ten years (2020–2030), targeting individuals, groups, and businesses involved in agriculture and allied sectors. These loans come with a 3% interest subvention per annum for a maximum period of seven years, along with credit guarantee support, making it highly attractive for small and medium-scale entrepreneurs. One of the core advantages of AIF is its flexibility in the types of projects supported — ranging from warehouses, cold storage units, and grading centers to advanced infrastructure like primary processing units, ripening chambers, and precision farming facilities. This encourages not only better storage and processing of produce but also supports local employment and rural entrepreneurship.
AIF also aligns with India’s mission to make agriculture globally competitive and sustainable. By improving the value chain between the farmer and the market, it ensures better price realization and reduced dependency on intermediaries. Importantly, the fund supports the creation of decentralized infrastructure, empowering farmers and FPOs to retain ownership of their produce until optimal sale. At ADIT FINSAGE ADVISORY, we recognize the enormous potential of this scheme for clients in food processing, logistics, and packaging sectors. Whether you're an FPO planning a grading facility or a private firm looking to build a cold chain network, AIF can give you the capital support and policy push needed to succeed. With our complete consultancy service — from DPR to loan processing — we make it easier for you to tap into this impactful opportunity.